Owner Operator Insurance | Linehaul Insurance
Coverage for independent drivers

Owner Operator
Insurance

You built your business one mile at a time. We protect it with trucking insurance written specifically for independent owner operators running under their own authority.

What's covered

Protection Built
for Your Rig

Whether you're dry van, flatbed, reefer, or hotshot, we write policies tailored to how you haul. Available in Florida, Georgia, and South Carolina.

Primary Liability

Federally required coverage that protects against bodily injury and property damage to third parties. We ensure you meet FMCSA minimums and carrier requirements.

Physical Damage

Covers your truck and trailer against collision, fire, theft, and other perils. Protect your biggest asset on and off the road.

Motor Truck Cargo

Protects the freight you're hauling against loss or damage. Most shippers and brokers require this — we make sure you're covered for the loads you run.

Bobtail / Non-Trucking Liability

Coverage when you're operating your truck outside of dispatch — between loads, deadheading, or personal use. Fills the gap your carrier's policy leaves.

Get Your Quote Today

Most quotes turn around same day. Tell us about your operation and we'll find the right coverage at the right price.

Equipment We Cover

  • Dry Van
  • Refrigerated / Reefer
  • Flatbed & Step Deck
  • Hotshot (bumper pull & gooseneck)
  • Power Only
  • Box Truck
  • Tanker

Why Owner Operators Choose Us

  • Specialists in trucking — not a generalist agency
  • Fast certificate of insurance delivery
  • We work with new authorities
  • Competitive markets for all haul types
  • Based in FL — licensed in FL, GA & SC

Ready to hit
the road covered?

Call 1-888-348-9202 Or get a quote online →